Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

We will walk through the closing costs and answer any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate
Buyers will receive a “Good Faith Estimate” of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer’s past experience and may not include all the closing costs. We will make sure you understand these estimates to prevent any surprises later.

  • Loan-Related Costs
    Loan Origination Fee
    Points (optional)
    Appraisal Fee
    Credit Report
    Interest Payment
    Escrow Account
    Taxes
    Property Taxes
    Transfer Taxes and Recording Fees
    Insurance
    Homeowners Insurance
    Flood or Quake Insurance
    Private Mortgage Insurance (PMI)
    Title Insurance